Should I get Travel Insurance?

Travel Insurance is essential for traveling. It can help with medical, flights, and luggage mishaps.

Introductions

Travel insurance isn’t just for expensive vacations, oversea trips, or long journeys.

It’s essential to buy travel insurance for every trip, because you never know what might happen when you’re far from home! In 2017, 35 million Americans purchased insurance from Allianz Global Assistance, knowing they were protected against the most common travel mishaps. Here are a few reasons to buy travel insurance:

Because you don’t want to lose all your money if you have to cancel your trip

One of the best reasons to buy travel insurance is to have the protection of trip cancellation benefits. These can reimburse you for prepaid, nonrefundable trip costs when you must cancel for a covered reason. When you get your money back, you can book your vacation for another, brighter day.

Because your health insurance probably won’t work overseas

If you get seriously sick or hurt in another country, don’t expect your health insurance card to help. When you have travel insurance with emergency medical and dental benefits, it can pay for losses due to covered medical and dental emergencies that occur during your trip.

Because medical evacuations can be really expensive

If you get seriously sick or badly hurt while traveling overseas, and you need to be taken via helicopter to the nearest high-quality hospital, the cost can be enormous. In some parts of the world, a medical evacuation can potentially cost six figures — and that doesn’t even include the cost of getting you home again.

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